Car Finance Blackpool, Lancashire

Car Finance Solutions For Nearly New & Used Vehicles in Lancashire

As FCA licensed credit brokers, Fleetwood Car Centre have access to a wide range of finance providers and finance products including Hire Purchase and PCP. This means that you can be sure of getting a finance deal to suit you. All of our sales staff are FCA trained and qualified to answer any questions you may have about arranging new finance or rearranging any existing finance to pay for your new vehicle.

Hire Purchase (HP)

You’ll usually pay an initial deposit, followed by monthly payments for our HP finance. Once your payments are finished, you’ll have three options:

  • You’ll be able to drive away with a car you wouldn’t be able to afford to buy outright.
  • You’ll pay less overall to own the car than with other deals such as PCP.
  • Once you’ve made your final payment you own the car
Things to remember
  • Monthly payments will be higher than with other deals such as PCP.
  • You won’t be able to sell the car without settling the finance

Personal Contract Purchase (PCP)

You’ll usually pay an initial deposit, followed by monthly payments for our PCP finance. A Guaranteed Future Value (GFV) – ‘balloon payment’ – is also initially calculated which is the car’s expected value when your payments end. Once your payments are finished, you’ll have three options:

Pros
  • Buy the car by paying the final payment
  • Hand the car back
  • Part exchange for a new car
Things to remember
  • If you want to buy your car, PCP is more expensive than an HP agreement.
  • You don’t fully own the car until the final payment is made.
  • You’re limited to the initial agreed mileage – going over may cost you extra.

Why apply online...

  • Apply anytime 24/7
  • No Commitment to buy
  • Finance approval can be arranged in advance

Apply Now

Complete the form below and our finance team will be in touch to discuss your finance option, with no commitment.


Jespa Ltd (Trading as Fleetwood Car Centre) is authorised and regulated by the Financial Conduct Authority. Indemnities may be required in certain circumstances. Finance is only available to persons aged 18 or over, subject to status. We work with a number of carefully selected lenders who may be able to offer you finance for your vehicle. We are only able to offer finance from these providers. Postal Address: Victoria Business Park, Copse Road, Fleetwood, Lancashire, FY7 6RP